We now offer Pet Insurance!
Trusted Throughout New Hampshire

Insurance For Auto & Summer Toys

Serving Thousands of New England Customers

We Carry The Nation's Top Providers, Because You Deserve The Best.

For Your Cars, Trucks, SUVs, and Antiques

You and all of your vehicles will be protected with coverage that fits your lifestyle and budget. In fact, many of our customers pay rates competitive with those huge national “1-800…” companies with the “funny” (and expensive) TV ads.

What’s even better is you’ll get local, personalized service with a real (603) phone number from right here in the coastal region of New Hampshire. We’re situated right between Massachusetts and Maine and take pride in providing proper auto insurance coverage at competitive rates! That’s why we insure thousands of vehicles in New England.

Competitive Priced Auto Insurance For NH, MA, ME

We put you in the driver seat while we steer you in the right direction on what carrier, plan, and coverage is the best for your individual needs. 


Remember, while price is an important consideration, the right protection is your top priority when you buy auto insurance. We don’t lowball price just to make a sale. What we do is protect your family by properly selecting coverage that fits your budget and protects what’s important to you.

Motorcycle Insurance
Motorcycles have their own set of rules. You can get customized coverage on your motorcycle with a policy that is written specifically for your bike and its riders.
RV Insurance
Boats, snowmobiles, jet skis, 4-wheelers, campers, etc. all have unique insurance rules. Make sure you have the right insurance coverage on your expensive toys.
Personal Umbrella Insurance
For a very small fee, you can increase your standard liability insurance protection limits to a million dollars or more. An umbrella policy is like personal protection “on steroids!”
Valuable Items Coverage

There are some items that standard home insurance won’t cover at all or for which coverage may be limited. Many policies have coverage limitations on jewelry, coins, guns, antiques, and fine art. If you want to know if your valuables are protected then get a quote.

Flood Insurance

You may be required by a lender to purchase flood insurance if your property is located in a documented flood plain. It covers you from losses caused by a flood. But flood insurance can be costly. If you aren’t sure if you need it or are required to get it, then get a quote.

If It's Valuable, We Cover It

We offers all kinds of insurance to individuals and families with unique interests and valuable assets. As your full-service agent, we make sure you’ll have the right insurance protection for every aspect of your life. Whether it’s big toys, rare novelties, antiques, or works of art.

Great staff, works hard to get the best policy and price.
Skip Smith
Proud Customer
I have always had great service at Bernier Insurance!
Aaron Huppe
Happy Customer

From Our Family, To Yours.

We've Proudly Served New England For Over 30 Years.

Bernier agents treat you with respect and get to know you. They earn a trusted relationship with you by: 

  • Giving you the same honest advice they would give to their own family
  • Responding quickly to questions and working to solve problems
  • Shopping for and providing competitive rates
  • Having more than 250 years of combined experience
  • Being fully licensed in New Hampshire, Maine, Vermont and Massachusetts.
Antique Auto Insurance For NH, MA, ME
Did you know that the age of the vehicle can go against the insured value no matter the condition as far as the insurance company goes? We’ll inform you of the differences between insuring for “Actual Cash Value”, “Agreed Value” and “Stated Value.” This is just one of the many subtleties of fully understanding auto insurance.

It's Not Just About Price, Your Actual Coverage Matters.