We now offer Pet Insurance!

Workers Compensation

Get The Right Workers Compensation

The Best Policy is Workplace Safety!

Are you doing everything you can to keep your employees safe on the job?

Look around. See any potential for a slip and fall accident… anywhere? Worker safety is everyone’s responsibility, especially the business owner’s.

If an injury were to occur at your site, is your business compliant with all state and local Workers’ Compensation laws requiring coverage of your employees and possibly your contractors? If you have employees of just about any kind, Workers’ Compensation insurance is required in every state.

Get safe and get compliant! Laws in each state differ and Bernier Insurance provides all the workers compensation expertise you and your business need to protect your company and employees in New Hampshire, Massachusetts and Maine.

At The Right Price.

Competitively Priced Workers Compensation

It’s also important to understand how General Liability and Workers’ Compensation are very different. Let us decipher the Workers’ Compensation laws in your state for you so you’ll be covered and pay the lowest possible rates.


Bernier Insurance, Inc. has a full team of licensed commercial insurance specialists with several decades of experience in Worker’s Compensation insurance laws in our 3-state coverage area, and if necessary, we can handle Workers’ Comp for your operations outside of these states as well.

Service Starts With Your Agent!

There Are Many Variables To Consider

Many variables must be considered, and getting the right Workers’ Comp coverage is a complicated, confusing, and often error-prone process. We’ll help you avoid common mistakes that can cost thousands of dollars. 


The experienced Workers Comp specialists at Bernier Insurance will help you get the right coverage for your type of business, and your budget. It doesn’t matter what size business you own. We’ll work with you to:


  • Make sense of the Workers’ Compensation process from A-Z
  • Assure that you have the proper Workers’ Comp coverage
  • Make sure you don’t overpay or underpay premiums
  • Negotiate with the carriers on your behalf
  • Avoid stiff fines and penalties from the state
Business Insurance Policies We Offer

Our commercial insurance agents have several decades of experience insuring business owners just like you, and they understand what business owners face every day. We routinely provide policies that cover:


  • Workers’ Compensation
  • Contractors & Tradesmen
  • Retail establishments
  • Services, Manufacturers, Hospitality
  • Corporations, LLC, Sole Proprietor
  • Property
  • Business Auto Coverage
  • General Liability 
  • Professional Liability
  • Umbrella
  • Surety and Fidelity Bonds
  • Rare and Unique Assets

Business Insurance & More

Business Insurance

It’s your livelihood and your future. Protect it.

Workers Comp Insurance

Your people keep your business running.

Business Life Insurance

Will the unexpected happen to your key people?


Our Friendly Team Awaits.